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Boca Raton Branch

Home Loans by Land Home Boca Raton

Making Home Dreams a Reality since 1988

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Richard is very professional and cares greatly about his clients and their goals. My goal was to achieve home ownership with home loans and he went above and beyond to give me great service. It was an awesome experience and I'm sure will collaborate again!
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Rick made everything possible for my home mortgage. It took a while to process the application but it was worth the wait. Rick is informative and he sticks with you all throughout the process. Thank you so much for the amazing effort. It's a pleasure doing business with you.
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Richard and his team made the impossible possible for me and my wife. I'm a veteran and will recommend his team to any veteran I come across needing his service. Thanks again Rick for all your hard work.
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Rick and his staff kept me informed at all times on the status of our home loan and is now helping me through my insurance because we found a lower rate. Very pleasant to work with and we recommend him to millions of people.
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I am a first time home buyer, but feel as if i have done this many times over due to all the excellent advise and information offered to me during this process. They made me feel like family and always assured me they had my back. They deserve the highest praise. I will definitely be referring my family and friends to Land Home Financial and their amaaazing team; they are the greatest.
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Elizabeth Lafond

I am a first time home buyer but feel as if I am a pro now due to all the excellent advice and information offered to me during this process.
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Joe Cerquozzi

"Rick Cogswell and his whole team were on top of everything, our home mortgage closed in ten days. My realtor said it would not happen, she was so surprised."
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Homebuyer - Coral Springs, FL

"I worked with Richard in a deal in January, he was true mortgage professional and extremely knowledgeable. Thank you for making this deal close on time." 
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Fazul - Westlake, FL

"Richard is extremely knowledgeable in what he does and is very professional as well as pleasant to deal with. In the future I will have him do all my home mortgages. He is very trustworthy."
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Happy Buyer - Hollywood, FL

"Richard Cogswell let my dream come true by assisting with my loan process to purchased my first home and worked extra hard to ensure I would get my loan."
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Boca Raton News

Out-of-State Homebuyers Pricing Locals Out

In the country’s hot spots for inbound migration, out-of-town homebuyers are bringing nearly 30% more to spend on homes than locals, making it hard to compete in an already volatile marketplace. From observation, it appears that the largest gap in home buying budgets between migrants and locals is occurring in metropolitan cities such as Nashville. … Continued

Home Sales Grow as Rates Rise

Existing Home Sales Grow with Rising Rates Despite rising interest rates and eroding affordability, existing-home sales saw a monthly increase in February, bouncing back after receding month over month in January, according to the National Association of Realtors (NAR). Existing-home sales came in at a seasonally adjusted annual rate of approximately 6.5 million units in … Continued

Down Payment Assistance for Heroes

House2Home Community Plus Here at Land Home Financial Boca Raton, it’s our honor to offer up to 6% in down payment assistance on Conventional Loans in the form of an interest-free soft second forgiven over a 3-year period for our hometown heroes! Who is eligible: Peace Officers, Sheriff, Border Patrol Agents, Correctional Officer, others serving … Continued